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      Copyright © 2013 Stephen Cosgrove, all rights reserved. No part of this publication may be reproduced, stored in a retrieval system or transmitted in any form or by means, electronic, mechanical, photocopying, recording or otherwise, without the prior written permission of the author.

      Originally copyrighted © 1988 by Price Stern Sloan, Inc.

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      Dedicated to my big brother, Mike and/or Michael, who coined the phrase “Fanny Fanbelt” and introduced me to the same. Always a brother and never a bother… well maybe, just maybe… delightfully sometimes.

      Stephen