harriman house ltd

      18 College Street

      Petersfield

      Hampshire

      GU31 4AD

      GREAT BRITAIN

      Tel: +44 (0)1730 233870

      Email: [email protected]

      Website: www.harriman-house.com

      First published in Great Britain in 2019

      Copyright © Larry Swedroe and Kevin Grogan

      The right of Larry Swedroe and Kevin Grogan to be identified as the Authors has been asserted in accordance with the Copyright, Design and Patents Act 1988.

      Paperback ISBN: 978-0-85719-732-0

      eBook ISBN: 978-0-85719-733-7

      British Library Cataloguing in Publication Data

      A CIP catalogue record for this book can be obtained from the British Library.

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      Whilst every effort has been made to ensure that information in this book is accurate, no liability can be accepted for any loss incurred in any way whatsoever by any person relying solely on the information contained herein.

      No responsibility for loss occasioned to any person or corporate body acting or refraining to act as a result of reading material in this book can be accepted by the Publisher, by the Authors, or by the employers of the Authors.