Chapter One

      Fort Smith, 1870s

      “Oh, my God, what have I done?” Hanna Malloy whispered apprehensively as she stepped off the steamboat that had transported her upriver from New Orleans. She stared at the gloomy, overcast sky, which promised another spring rain shower at any moment and listened to the drone of insects that swarmed near the river. In dismay, she surveyed the muddy frontier outpost of Fort Smith. This was her salvation? This was the answer to her prayers and her reward for six months of careful planning to seize control of her future? What in heaven’s name could she have been thinking!

      “Want some help with them bags, missy?”

      Hanna stepped away from the foul-smelling miscreant who’d approached her while she was lost in thought. The shaggy-haired man with beady gray eyes flashed her a smile that was missing two front teeth.

      “Thank you for your kind offer of assistance, but I can manage on my own,” she replied.

      The short, pudgy brute eyed her carpetbags covetously, glanced this way and that, then lumbered off. Hanna had the unmistakable feeling that if there hadn’t been dozens of river boatmen, cowboys fresh from trail drives, gamblers and railroad workers bustling around her, the man would’ve snatched her bags and taken off at a dead run.

      Hanna gulped and glanced uneasily around her. She wasn’t in the best of company at the moment. Indeed, in all her twenty years of existence, she’d never been in such bad company without the protection of a chaperon.

      A sense of panic and disillusionment very nearly overwhelmed Hanna. For moral support and a sense of comfort, she clasped the golden locket—a childhood gift from her mother—that hung around her neck. Inhaling a bracing breath, she strode past the abandoned, stone-walled garrison that had been built on a sandstone bluff overlooking the Arkansas River.

      “Oh, Lord,” Hanna muttered as she hiked toward the frontier town set a mere hundred yards from the eastern border of infamous Indian Territory—where thieves and murderers were reported to run rampant. There were no paved avenues, no luxurious hotels, no fashionable boutiques and no lights to illuminate the mud-caked streets. There were, however, Hanna noted, amazed, a string of thirty saloons, a newspaper office, one bank and several shops that provided basic necessities. Dozens of wagons, hacks and saddle horses waited beside the uneven boardwalks.

      She’d planned and schemed, hoarded her monthly allowance and used the funds her departed mother had set aside for her wedding trousseau for this? Sweet merciful heavens! Even in her modest-priced lavender gown Hanna looked overdressed and out of place in comparison to the few women she passed on the street.

      Hanna