Contents

      Chapter One

      Chapter Two

      Chapter Three

      Chapter Four

      Chapter Five

      Chapter Six

      Chapter Seven

      Chapter Eight

      Chapter Nine

      Chapter Ten

      Chapter Eleven

      Chapter Twelve

      Chapter One

      “They turned us down again, didn’t they?” Brady Anderson guessed, as Kelsey Lockhart strode across the sunny pasture toward him, her cheeks pink with temper, her tousled hair glowing as cinnamon-red as the leaves in the maple trees around them.

      Kelsey’s long slender legs continued eating up the ground until she reached his side. Tipping her flat-brimmed hat back off her forehead, she met his searching gaze and reported unhappily, “Yep, they sure did. That’s the fifteenth bank that’s said no to us because we didn’t have enough collateral.”

      Brady grinned, trying, as always, when he was this close to her, not to notice how very pretty Kelsey was in an outdoorsy, lady rancher sort of way. Personally, he’d never been much for redheads. They were a bit too temperamental for his taste. And Kelsey Lockhart, the youngest of the four delectable Lockhart sisters of Laramie, Texas, was that, for sure. But there was something about the pale gold freckles dotting her smooth golden skin, the lusciousness of her full lips that had his gaze returning to her face again and again. Chuckling, he looked into her dark green eyes, which were now flashing with both frustration and impatience, as he commiserated humorously, “You’d think we’d get the hint, wouldn’t you?”

      Kelsey leaned against the part of the aging wooden fence he hadn’t yet treated with wood preservative. Unlike him, she refused to take this latest rejection in stride. She folded her arms in front of her contentiously and glared at him, wanting answers. Now. This instant. “What are we going to do?” Her expressive red brows slammed down over her long-lashed eyes. “We can’t buy the rest of the horses and cattle unless we get a loan. And since no bank will give it to us, and we haven’t had the resources to make a killing in the stock market again…” Kelsey’s voice trailed off in discouragement.

      Brady shared Kelsey’s frustration about that, since it was a talent for investing that had drawn them together initially and enabled them both to come up with the cash for the down payment on their ranch the previous summer. If they had another six months and enough seed money to get started, maybe they could do it again. Maybe. But they didn’t have either the time or the seed money. Which left them fewer options. Brady put down his brush and wiped his hands with the cloth he had looped into his belt. The rest of the painting would have to wait. “Then we look for a venture capitalist to underwrite the rest of our setup expenses,” Brady said, having already anticipated just such a move being necessary. He put the lid back on the bucket of wood preservative, picked up his brush and gave Kelsey a confidence-inspiring look. “And I know just the one.”

      An hour later, Kelsey and Brady were sitting in Wade McCabe’s office on the Golden Slipper ranch that he shared with his wife, Josie.

      A stellar businessman himself, Wade listened patiently to their plans for expanding Kelsey’s horse-riding stables and Brady’s cattle operation, and reviewed their business plans, which Brady knew full well were solid as a rock. And then Wade zeroed in on the same thing all the bankers had.