1  Cover

      2  Acknowledgments

      3  Introduction

      4  1 Background: A Little Bit of “Retirement” History

      5  2 The Current State of “Retirement”

      6  3 Financial Socialization: Creating Spending, Budgeting, and Saving Habits

      7  4 Our Money Personalities

      8  5 Gaining a Healthy Perspective on Money

      9  6 Your Baseline Values and Goals

      10  7 Principles of Money Management: Save How to Save Saving for College Student Loan Debt—Good or Bad?

      11  8 Principles of Money Management: Spend The Ins and Outs of Budgeting Cars Buying a House Renting a House Skin in the Game Earning Money Taxes

      12  9 Principles of Money Management: Share

      13  10 Principles of Money Management: Invest How the Stock Market Came to Be Stock Market Basics Reading Your Investment Account Statements Time In the Market, Not Market Timing The Planning Process Why Am I Investing? How Much Do I Need to Invest? How Much Risk Should I Take? What Should I Invest In? The Psychology of Investing Insurance

      14  11 The Bucket Approach: Putting It All Together Buckets

      15  12 What Does a Good Financial Advisor Do?

      16  13 Last Thoughts

      17  14 Family Mission Statement Conclusion

      18  15 Let's Recap Additional Resources Toy Learning

      19  Index

      20  End User License Agreement

      1  Cover

      2 Table of Contents

      3  Begin Reading

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      2  iv

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      4  ix

      5  xi

      6  xii

      7  xiii

      8  xiv

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