In today's real estate market, the road to homeownership is a tough one and you can't afford to make a wrong move and ruin your chances of achieving the American dream of owning a home. The Ultimate First Time Home Buyer Guide will tell you why owning a home is better than renting, what exact steps you need to take in buying your first home, how to qualify for the best zero to low down payment programs, which first time home buyer programs are best for you, how to apply for the program, what creative financing options are available, how to improve your credit and increase your credit scores, why foreclosures and short sales are great deals, what are some of the pitfalls to avoid, and tips to improve your chances of getting approved for the first time home buyer program. <br><br>Buying a home is difficult today but if you make a decision to do whatever it takes to own a home then you will soon experience the joy of being a homeowner.
