The Female Investor. Kate Hill
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THE FEMALE INVESTOR
CREATING WEALTH, SECURITY AND FREEDOM THROUGH PROPERTY
NICOLA McDOUGALL AND KATE HILL
First published in 2022 by John Wiley & Sons Australia, Ltd
42 McDougall St, Milton Qld 4064
Office also in Melbourne
© John Wiley & Sons Australia, Ltd 2022
The moral rights of the authors have been asserted
ISBN: 978‐0‐730‐39863‐9
All rights reserved. Except as permitted under the Australian Copyright Act 1968 (for example, a fair dealing for the purposes of study, research, criticism or review), no part of this book may be reproduced, stored in a retrieval system, communicated or transmitted in any form or by any means without prior written permission. All inquiries should be made to the publisher at the address above.
Cover design by Wiley
Disclaimer The material in this publication is of the nature of general comment only, and does not represent professional advice. It is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. Readers should obtain professional advice where appropriate, before making any such decision. To the maximum extent permitted by law, the authors and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this publication.
Nicola — For my mum, Adrienne, and my stepmum, Vickie, for teaching me courage and kindness; for my dad, Ian, who taught me many things, including about money; and for Josh and Nichole, who gave me love and hope.
Kate — for my partner in life, Jon, without whose unfailing love and support I would not be the person or investor I am today; for all the totally awesome clients over the years, both male and female, who continue to inspire me, who bring me joy, and who contribute to our giant investing family every day.
ABOUT THE AUTHORS
Nicola McDougall is a successful property investor, business owner, chairperson of the Property Investment Professionals of Australia, and an award‐winning journalist. She is also the former editor of Australian Property Investor magazine and the co‐founder of Bricks & Mortar Media. She has been involved in property research, analysis and reporting since 2006.
Kate Hill is an award‐winning property mentor, qualified property investment adviser and buyer's agent. She has many years’ first‐hand experience researching real estate and making hundreds of successful property purchases for her clients. Many of Kate's fabulous female clients are living proof that women of all ages, backgrounds and circumstances can invest in property successfully.
INTRODUCTION: WHY YOU MUST ACT – NOW!
Hands up if you know a woman who is struggling financially to make ends meet. Maybe she is concerned about her financial future, or whether she's ever going to be able to afford to buy a property to call home. Perhaps she is nearing retirement and worrying about affording a home of her own.
She could be your sister, daughter, mother, aunty, mother‐in‐law, grandmother, cousin, or even a close female friend.
Perhaps she is single or in a relationship. She could also be divorced or even widowed. She may be in