1  Cover

      2  Title Page

      3  Copyright

      4  Dedication

      5  Introduction How I found financial freedom Why I wrote this book

      6  PART I: How to build a healthy money mindset 1 Identifying your money emotions The emotions wheel Where do emotions come from? 2 Seven money thoughts you need to ditch right now Money myth #1 Money myth #2 Money myth #3 Money myth #4 Money myth #5 Money myth #6 Money myth #7 3 It's time to meet Future You … 4 The four steps to financial freedom STEP 1 STEP 2 STEP 3 STEP 4

      7  PART II: How to create an annual budget 5 Why you need a budget My quest to design the ultimate household budgeting system 6 My 10 budget categories explained HOUSING Put a roof over your head HOUSEHOLD Make your house a home UTILITIES Connect your home to essential services TRANSPORT Get from A to B FOOD Nourish your body HEALTH Prevent and cure illness EDUCATION Acquire knowledge to boost future income APPEARANCE Influence how other people see you LIFESTYLE Have fun! PROFESSIONAL FEES Pay people to help you 7 Create your very own budget Money in: what is your income? Money out: what are your expenses? What's left? Are you in surplus or deficit?

      8  PART III: How to maintain your budget 8 Track your spending How to use the Spending Tracker Why I track using pen and paper 9 Set up Future Funds How to use the Future Fund worksheets How to create your Future Funds How to maintain your Future Funds 10 Check in with your budget each month How to use the Monthly Budget worksheet 11 Q&A with Jess 12 Next steps Staying on track

      9  A final note

      10  Index

      11  End User License Agreement

      1  Cover

      2  Table of Contents

      3  Title Page

      4  Copyright

      5  Dedication

      6  Introduction

      7  Begin Reading

      8  A final note

      9  Index

      10  End User License Agreement