---

Скачать книгу

---

совместно с институтом финансового менеджмента и была всего двухфакторной [61].

      Для разработки этой модели учитывалось всего два показателя: коэффициент текущей ликвидности и отношение заемных средств к активам. С помощью дискриминантного анализа им была составлена модель следующего вида:

      Z=-0.3877—1.073*X1+0.0579*X2

      X1 – коэффициент текущей ликвидности,

      Х2 – отношение заемных средств к актива.

      Если интегральный показатель Z равен 0, то вероятность банкротства равнялась 50%. Если Z <0, то вероятность банкротства меньше 50%, если Z> 0, то вероятность банкротства> 50%.

      Конец ознакомительного фрагмента.

      Текст предоставлен ООО «ЛитРес».

      Прочитайте эту книгу целиком, купив полную легальную версию на ЛитРес.

      Безопасно оплатить книгу можно банковской картой Visa, MasterCard, Maestro, со счета мобильного телефона, с платежного терминала, в салоне МТС или Связной, через PayPal, WebMoney, Яндекс.Деньги, QIWI Кошелек, бонусными картами или другим удобным Вам способом.

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

---

Скачать книгу