1 Chapter 1TABLE 1-1 Figuring Future Rent

      2 Chapter 2TABLE 2-1 Your Spending, Now and After Purchasing a Home

      3 Chapter 3TABLE 3-1 Monthly Mortgage Payment CalculatorTABLE 3-2 2020 Federal Income Tax Brackets and Rates

      4 Chapter 10TABLE 10-1 Sample CMA — “Recent Sales” SectionTABLE 10-2 Sample CMA — “Currently for Sale” Section

      1 Chapter 1FIGURE 1-1: The skyrocketing cost of renting.

      2 Chapter 3FIGURE 3-1: It takes many years into a mortgage to begin making real progress a...FIGURE 3-2: Itemize mortgage interest and property tax deductions on Schedule A...

      3 Chapter 4FIGURE 4-1: Median existing home sale prices in the United States since 1975.

      4 Chapter 5FIGURE 5-1: How a credit score breaks down.

      5 Chapter 7FIGURE 7-1: These documents may be waiting for you in the lender’s loan papers ...FIGURE 7-2: This type of form grants permission to your mortgage lender or brok...FIGURE 7-3: Here’s an estimated closing costs worksheet.FIGURE 7-4: The first part of Section I summarizes your personal information.FIGURE 7-5: The middle part of Section I details your employment.FIGURE 7-6: The last part of Section I details your other (nonemployment) incom...FIGURE 7-7: Section II asks for what you have and what you owe.FIGURE 7-8: Section III has you list real estate you already own.FIGURE 7-9: Section IV details the purpose of your loan and how you plan on usi...FIGURE 7-10: Declare yourself in Section V; watch out for the red flags.FIGURE 7-11: Honesty counts in Section VI.FIGURE 7-12: Section VII is used to track discrimination.FIGURE 7-13: Exercise your right to your property’s appraisal — ask for a copy.

      6 Chapter 10FIGURE 10-1: How buyers and sellers approach fair market value.

      7 Chapter 12FIGURE 12-1: A typical buyer counteroffer form.

      8 Chapter 13FIGURE 13-1: An example of the type of superficial inspection report that you d...

      9 Chapter 14FIGURE 14-1: TRID Loan Estimate. When your escrow closes, you will get a TRID C...

      1  Cover

      2 Table of Contents

      3  Begin Reading

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