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down to the gate, Marjorie dropped a curtsy, saying pleasantly, —

      ‘What did you wish, sir?’

      ‘Just undo that check-rein for me. I am lame, and Jack wants to drink at your brook,’ answered the old man, nodding at her till his spectacles danced on his nose.

      Marjorie was rather afraid of the fat pony who tossed his head, whisked his tail, and stamped his feet as if he was of a peppery temper. But she liked to be useful, and just then felt as if there were few things she could NOT do if she tried, because it was her birthday. So she proudly let down the rein, and when Jack went splashing into the brook, she stood on the bridge, waiting to check him up again after he had drunk his fill of the clear, cool water.

      The old gentleman sat in his place, looking up at the little girl, who was smiling to herself as she watched the blue dragon-flies dance among the ferns, a blackbird tilt on the alder boughs, and listened to the babble of the brook.

      ‘How old are you, child?’ asked the old man, as if he rather envied this rosy creature her youth and health.

      ‘Twelve to-day, sir;’ and Marjorie stood up straight and tall, as if mindful of her years.

      ‘Had any presents?’ asked the old man, peering up with an odd smile.

      ‘One, sir, – here it is;’ and she pulled out of her pocket a tin savings-bank in the shape of a desirable family mansion, painted red, with a green door and black chimney. Proudly displaying it on the rude railing of the bridge, she added, with a happy face, —

      ‘Granny gave it to me, and all the money in it is going to be mine.’

      ‘How much have you got?’ asked the old gentleman, who appeared to like to sit there in the middle of the brook, while Jack bathed his feet and leisurely gurgled and sneezed.

      ‘Not a penny yet, but I’m going to earn some,’ answered Marjorie, patting the little bank with an air of resolution pretty to see.

      ‘How will you do it?’ continued the inquisitive old man.

      ‘Oh, I’m going to pick berries and dig dandelions, and weed, and drive cows, and do chores. It is vacation, and I can work all the time, and earn ever so much.’

      ‘But vacation is play-time, – how about that?’

      ‘Why, that sort of work IS play, and I get bits of fun all along. I always have a good swing when I go for the cows, and pick flowers with the dandelions. Weeding isn’t so nice, but berrying is very pleasant, and we have good times all together.’

      ‘What shall you do with your money when you get it?’

      ‘Oh, lots of things! Buy books and clothes for school, and, if I get a great deal, give some to granny. I’d love to do that, for she takes care of me, and I’d be so proud to help her!’

      ‘Good little lass!’ said the old gentleman, as he put his hand in his pocket. ‘Would you now?’ he added, apparently addressing himself to a large frog who sat upon a stone, looking so wise and grandfatherly that it really did seem quite proper to consult him. At all events, he gave his opinion in the most decided manner, for, with a loud croak, he turned an undignified somersault into the brook, splashing up the water at a great rate. ‘Well, perhaps it wouldn’t be best on the whole. Industry is a good teacher, and money cannot buy happiness, as I know to my sorrow.’

      The old gentleman still seemed to be talking to the frog, and as he spoke he took his hand out of his pocket with less in it than he had at first intended.

      ‘What a very queer person!’ thought Marjorie, for she had not heard a word, and wondered what he was thinking about down there.

      Jack walked out of the brook just then, and she ran to check him up; not an easy task for little hands, as he preferred to nibble the grass on the bank. But she did it cleverly, smoothed the ruffled mane, and, dropping another curtsy, stood aside to let the little carriage pass.

      ‘Thank you, child – thank you. Here is something for your bank, and good luck to it.’

      As he spoke, the old man laid a bright gold dollar in her hand, patted the rosy cheek, and vanished in a cloud of dust, leaving Marjorie so astonished at the grandeur of the gift, that she stood looking at it as if it had been a fortune. It was to her; and visions of pink calico[7] gowns, new grammars, and fresh hat-ribbons danced through her head in delightful confusion, as her eyes rested on the shining coin in her palm.

      Then, with a solemn air, she invested her first money by popping it down the chimney of the scarlet mansion, and peeping in with one eye to see if it landed safely on the ground-floor. This done, she took a long breath, and looked over the railing to be sure it was not all a dream. No; the wheel marks were still there, the brown water was not yet clear, and, if a witness was needed, there sat the big frog again, looking so like the old gentleman, with his bottle-green coat, speckled trousers, and twinkling eyes, that Marjorie burst out laughing, and clapped her hands, saying aloud, –

      ‘I’ll play he was the Brownie, and this is the good-luck penny he gave me. Oh, what fun!’ and away she skipped, rattling the dear new bank like a castanet[8].

      When she had told granny all about it, she got knife and basket, and went out to dig dandelions; for the desire to increase her fortune was so strong, she could not rest a minute. Up and down she went, so busily peering and digging, that she never lifted up her eyes till something like a great white bird skimmed by so low she could not help seeing it. A pleasant laugh sounded behind her as she started up, and, looking round, she nearly sat down again in sheer surprise, for there close by was a slender little lady, comfortably established under a big umbrella.

      ‘If there were any fairies, I’d be sure that was one,’ thought Marjorie, staring with all her might, for her mind was still full of the old story; and curious things do happen on birthdays, as every one knows.

      It really did seem rather elfish[9] to look up suddenly and see a lovely lady all in white, with shining hair and a wand in her hand, sitting under what looked very like a large yellow mushroom in the middle of a meadow, where, till now, nothing but cows and grasshoppers had been seen. Before Marjorie could decide the question, the pleasant laugh came again, and the stranger said, pointing to the white thing that was still fluttering over the grass like a little cloud, —

      ‘Would you kindly catch my hat for me, before it blows quite away?’

      Down went basket and knife, and away ran Marjorie, entirely satisfied now that there was no magic about the new-comer; for if she had been an elf, couldn’t she have got her hat without any help from a mortal child? Presently, however, it did begin to seem as if that hat was bewitched, for it led the nimble-footed Marjorie such a chase that the cows stopped feeding to look on in placid wonder; the grasshoppers vainly tried to keep up, and every ox-eye daisy did its best to catch the runaway, but failed entirely, for the wind liked a game of romps, and had it that day. As she ran, Marjorie heard the lady singing, like the princess in the story of the Goose-Girl, —

      ‘Blow, breezes, blow!

      Let Curdkin’s hat go!

      Blow, breezes, blow!

      Let him after it go!

      O’er hills, dales and rocks,

      Away be it whirled,

      Till the silvery locks

      Are all combed and curled.’

      This made her laugh so that she tumbled into a clover-bed, and lay there a minute to get her breath. Just then, as if the playful wind repented of its frolic, the long veil fastened to the hat caught in a blackberry-vine nearby, and held the truant fast till Marjorie secured it.

      ‘Now

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