Having thus far, we hope, interested our readers in the fortunes of a family which had become subject to so dreadful a visitation, we trust that a few words concerning them, and the peculiar circumstances in which they are now placed, will not prove altogether out of place, or unacceptable. The Bannerworth family then were well known in the part of the country where they resided. Perhaps, if we were to say they were better known by name than they were liked, on account of that name, we should be near the truth, for it had unfortunately happened that for a very considerable time past the head of the family had been the very worst specimen of it that could be procured. While the junior branches were frequently amiable and most intelligent, and such in mind and manner as were calculated to inspire goodwill in all who knew them, he who held the family property, and who resided in the house now occupied by Flora and her brothers, was a very so—so sort of character.

      This state of things, by some strange fatality, had gone on for nearly a hundred years, and the consequence was what might have been fairly expected, namely—that, what with their vices and what with their extravagances, the successive heads of the Bannerworth family had succeeded in so far diminishing the family property that, when it came into the hands of Henry Bannerworth, it was of little value, on account of the numerous encumbrances with which it was saddled.

      The father of Henry had not been a very brilliant exception to the general rule, as regarded the head of the family. If he were not quite so bad as many of his ancestors, that gratifying circumstance was to be accounted for by the supposition that he was not quite so bold, and that the change in habits, manners, and laws, which had taken place in a hundred years, made it not so easy for even a landed proprietor to play the petty tyrant.

      He had, to get rid of those animal spirits which had prompted many of his predecessors to downright crimes, had recourse to the gaming-table, and, after raising whatever sums he could upon the property which remained, he naturally, and as might have been fully expected, lost them all.

      He was found lying dead in the garden of the house one day, and by his side was his pocket-book, on one leaf of which, it was the impression of the family, he had endeavoured to write something previous to his decease, for he held a pencil firmly in his grasp.

      The probability was that he had felt himself getting ill, and, being desirous of making some communication to his family which pressed heavily upon his mind, he had attempted to do so, but was stopped by the too rapid approach of the hand of death.

      For some days previous to his decease, his conduct had been extremely mysterious. He had announced an intention of leaving England for ever—of selling the house and grounds for whatever they would fetch over and above the sums for which they were mortgaged, and so clearing himself of all encumbrances.

      He had, but a few hours before he was found lying dead, made the following singular speech to Henry—

      "Do not regret, Henry, that the old house which has been in our family so long is about to be parted with. Be assured that, if it is but for the first time in my life, I have good and substantial reasons now for what I am about to do. We shall be able to go some other country, and there live like princes of the land."

      Where the means were to come from to live like a prince, unless Mr. Bannerworth had some of the German princes in his eye, no one knew but himself, and his sudden death buried with him that most important secret.

      There were some words written on the leaf of his pocket-book, but they were of by far too indistinct and ambiguous a nature to lead to anything. They were these:—

      "The money is—————"

      And then there was a long scrawl of the pencil, which seemed to have been occasioned by his sudden decease.

      Of course nothing could be made of these words, except in the way of a contradiction as the family lawyer said, rather more facetiously than a man of law usually speaks, for if he had written "The money is not," he would have been somewhere remarkably near the truth.

      However, with all his vices he was regretted by his children, who chose rather to remember him in his best aspect than to dwell upon his faults.

      For the first time then, within the memory of man, the head of the family of the Bannerworths was a gentleman, in every sense of the word. Brave, generous, highly educated, and full of many excellent and noble qualities—for such was Henry, whom we have introduced to our readers under such distressing circumstances.

      And now, people said, that the family property having been all dissipated and lost, there would take place a change, and that the Bannerworths would have to take to some course of honourable industry for a livelihood, and that then they would be as much respected as they had before been detested and disliked.

      Indeed, the position which Henry held was now a most precarious one—for one of the amazingly clever acts of his father had been to encumber the property with overwhelming claims, so that when Henry administered to the estate, it was doubted almost by his attorney if it were at all desirable to do so.

      An attachment, however, to the old house of his family, had induced the young man to hold possession of it as long as he could, despite any adverse circumstance which might eventually be connected with it.

      Some weeks, however, only after the decease of his father, and when he fairly held possession, a sudden and a most unexpected offer came to him from a solicitor in London, of whom he knew nothing, to purchase the house and grounds, for a client of his, who had instructed him so to do, but whom he did not mention.

      The offer made was a liberal one, and beyond the value of the place. The lawyer who had conducted Henry's affairs for him since his father's decease, advised him by all means to take it; but after a consultation with his mother and sister, and George, they all resolved to hold by their own house as long as they could, and, consequently, he refused the offer.

      He was then asked to let the place, and to name his own price for the occupation of it; but that he would not do: so the negotiation went off altogether, leaving only, in the minds of the family, much surprise at the exceeding eagerness of some one, whom they knew not, to get possession of the place on any terms.

      There was another circumstance perhaps which materially aided in producing a strong feeling on the minds of