1. One lempira of Honduras. The rate of three rubles (2016)

      How to make small business the basis of large-scale national creativity? It is necessary to broadcast the system of all this.

      – What, first of all, is necessary for a businessman and a creative person? Ability to make payment transactions. The state needs to be controlled, so it tries to ensure that all of them happen by default.

      Cashless settlement is the Achilles’ heel of small business. How to draw from the digits on the monitors the best coin? You can buy a piece for a hundred rubles, and run a $ 1 million machine with it, but you have to explain the costs. How to make a payment through the bank, if the owner of the item is a physical person? Money (also material) he needs in the morning – your component of success will appear in the afternoon. I was stunned when I found out that, it turns out, banks are sticking their noses into all the business transactions that are being conducted. What is your dog business, how do I spend the earned money? – this question, secretly or explicitly, is asked by every entrepreneur. In business, efficiency is needed, and it is not connected with making non-cash payments, drawing up reports for each sneeze, and. and so forth.

      – What do you offer? Get away from non-cash payments?

      – First of all, get rid of mistrust between the state and the person. Let us turn to the experience of other countries:

      The 1040A tax declaration is an example for imitation. Without a question mark.

      In America, the tax return is filled once a year. Enter into the form, 1040A received from your business or employer income. The form can be taken at the post office in the local library. Print on the printer. How much did I earn in a year, and where? I turned the notes-you write. You will be explained how you can save, quite legitimately, a couple of coins. You are also a state. You put a check in the envelope, paid at least on the same mail and send it to the tax office. A report on income can be written on the receipt. Most Americans, during all their turbulent activities, do not see the tax office in their eyes!

      – How are they checked? Our businessmen spend long evenings, up to the red eye, spend for the preparation of accounts in 1C! Salaries of employees, managers, deductions, credits, PF, SES, VAT …

      – Everyone pays for themselves. Taxes are levied not on business, as such, but only on the income of an individual. And the employees of the enterprise calculate themselves. With profit go deductions to the pension fund (compulsory insurance), for all other items … Taxes themselves are scattered. Checking? Selective audit. If anyone deceives – gets a fine, he can get a summons. It seems like a fairy tale? In fact, 95% of people are honest, and the remaining 5% of scammers are perfectly able to bypass all bureaucratic obstacles. In networks of endless monitoring bodies we are entangled, we are good …

      “All the same, it seems to me that our people will start deceiving the state.” They will write less than they earn … We need to develop! Americans, they’re … special.

      – How can one develop with an unfit system? Why do you need to suffer? Americans are people like us. Only laws create that a man rejoices in life, he loves his country, bathed in a sea of mutual trust. And, for these orders, US citizens can forgive their system for many, really unsuitable foreign policy excesses.

      …We start modeling the New Reality.

      – We come to the state institution, we fill out a completed questionnaire in the window, a minute later we get the paper warmed by the printer. The impact of the seal is in the hands of the Entrepreneur’s certificate, for a particular type of activity. This means that if in a year you do not file a return on income, you automatically lose your status.

      On this document, you can also make a seal here. Bank account? It’s not obligatory. For transfers it is quite enough that card on which the employer previously transferred the salary to you.

      Well, in general, now the owner is you. We get profit. At the end of the year – a declaration of income. How much did I earn? – I add receipts. The consumption of materials, salaries, pensions – everything that our banks like to be interested in – do not need to paint! Relax, the accountants! Well, the entrepreneur does not need to be cunning to get his cash. All – the simplest arithmetic. We go to the bank or to the terminal, pay twenty-four percent, for people with an income of up to fifty thousand a month, receive a check, put it in an envelope and send it to the office.

      “Twenty-four percent?” This is a lot, in comparison with our thirteen, on a simplified system!

      – There are still taxes on value added … from sales, something else, up to 50% or more. In addition, the taxation system is constantly, so to speak, improved. People need to get used to it – there are “additions”. In order not to get caught on the hook, improvements should be tracked by someone’s unpleasant discharge, for which they usually hire a professional accountant.

      “Well, twenty-four, it’s fine, if there’s nothing more to take care of.” How are our workers?

      – They paint their income themselves, send checks to the tax department. You can not think about them, concentrating all your thoughts on increasing the efficiency of your work. If you, as happens in the first year of business, “in a minus”, and write. Zero income – zero taxes, and no, of course, deductions in the social sector.

      – I read, according to some state program, starting entrepreneurs receive a gratuitous subsidy. You just need to create a business plan. Let us support this useful undertaking!

      – Forget about government support and clear business plans. The official would be glad that the businessmen took the money, well, and he – put a tick in his report. But, there is a sea of scribbling and difficultly executable items, so that only subsidies can be used … I will not say who! In reality, only a businessman can help a businessman, who steams with him in a bath, plays tennis, and all the like. You yourself understand this!

      It is necessary to make the taxation system as in the most successful country – and no help will be required! We will help the state, and not vice versa. In America, in fact, there is no “IP system” and “ordinary”. Any citizen there is both an entrepreneur and a hired worker. He does not need to “close” the IP, with the device to a particular enterprise, to reopen, when, for example, the season of selling sweet cotton wool has come. Everything is covered under the universal tax system.

      – But, maybe, if we pay to the PF and other social funds, but, do not work as a PI, there is a work record?

      – I did not hear, that in this way the experience was organized. For a pension? Their calculation is all so confusing. But, probably, our inspectors can also arrest a pension, in the account of hundreds of thousands of accumulated fine, because of a closed IP. And, oddly enough, this “arrears” will go exactly in the PF, as if, for your benefit. Such people. They had enough to arrest the abysmal expense of the account of the Honorary donor of Russia.

      But, there is an occasion for joy. After all, we translate the understanding that now everything is different. Taxes wake up with the realization that: “At today’s meeting, for the first time in my life, I will say something right, I will repent, I will propose a new system of taxation, for my beloved people!”

      Broadcast!

      Uniskan and freedom of trade

      …Here is another interesting question on the topic of business. Where, who, according to some rules, puts a barcode, the one that is available on each package with “three sixes”?

      It